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While you're working your method towards the credit report needed to buy a house, examine your development with a free rating; some charge card and many personal finance sites offer them. (NerdWallet provides a free credit score that updates weekly.)Free credit report typically are VantageScores, a competitor to FICO. Either type of rating can be used to track your development they both emphasize the exact same aspects, with slight distinctions in weighting, so they tend to move in tandem.
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